Standard Chartered Bank Nigeria 2013 Recruitment is currently going on right now.The primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio
Post Deal Account monitoring
Position: Credit Analyst
Job ID: 407928
Location: Nigeria – SCB
Reports To: Head of Banks & FI
Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
Coordinate and prepare for GCC meetings
Liaise with GAM Credit for limit approval/allocation.
Release the trade offerings in IMEX, after obtaining the necessary approvals.
Seek necessary approvals for excesses in the account.
Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
University Degree or Professional Qualification in a relevant discipline
Minimum of 5 years banking experience with significant corporate banking knowledge
Strong Communication and people management Skills
Strong selling and negotiation skills
Strong Financial, analytical and writing skills.
Thorough understanding of the bank’s products and credit policies
Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
Proper maintenance of Credit files and ensuring Audit Ready at any time
Attend EAR/Portfolio call/MTM calls along with the RMs
In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines.
Application deadline : 11th December, 2013